With Rich & Rob as co-hosts, You NEED Excellent Guests!
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Thursday March 19, 2026
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Bill Cosgrove is the Owner and CEO of Union Home Mortgage, where he leads one of the nation’s largest independent mortgage banking platforms with a focus on sustainable growth, community impact, and long-term homeownership success. With more than 35 years of experience in mortgage banking, Bill has built Union Home Mortgage into a nationwide lender spanning retail, wholesale, correspondent, consumer direct, and in-house servicing. In addition to his role at UHM, he is also one of the three co-chairs of the Tampa Bay Rays.
A widely respected industry leader, Bill is the only mortgage banker from Ohio to have served as President of the Ohio Mortgage Bankers Association and later Chairman of the national Mortgage Bankers Association. He is the founder of the MBA Independent Mortgage Banking Conference and a Certified Mortgage Banker, known for his deep commitment to advocacy, leadership development, and giving back through the Union Home Foundation. His career reflects a belief that strong businesses, engaged communities, and responsible lending go hand in hand. |
Thursday March 26, 2026
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Liz Facemire is the Associate Vice President of State Government Affairs at the Mortgage Bankers Association (MBA), where she works closely with state legislators, regulators, and industry leaders to advocate for policies that support a healthy, accessible mortgage market. With a focus on tracking and influencing state-level legislation and regulatory developments, Liz helps translate complex policy changes into practical guidance for lenders and servicers. Known for her collaborative approach and clear-eyed perspective, she is a frequent voice on regulatory trends and workforce challenges shaping the mortgage industry today. Justin Wiseman is the Vice President for Residential Policy and Managing Regulatory Counsel at the MBA, where he leads national advocacy efforts on residential mortgage policy and regulatory compliance. With deep expertise in fair lending, consumer protection, and CFPB rulemaking, Justin works closely with regulators and policymakers to shape practical, workable standards for the industry. He is widely respected for his ability to translate complex regulatory developments into clear, actionable guidance that helps lenders navigate compliance while continuing to serve borrowers effectively. |
Thursday April 2, 2026
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Natalie Overturf, Vice President, Divisional Sales Leader at CMG Financial, brings more than 30 years of experience across mortgage lending, sales leadership, and regional management. A former top-producing originator, Natalie is known for building strong teams, leading with integrity, and fostering collaboration across every level of the organization. Based in Coeur d’Alene, Idaho, Natalie balances her leadership role with a deep commitment to family, wellness, and community. Guided by values rooted in optimism, partnership, and continuous learning, she brings a people-first mindset to both her professional and personal life, proving that strong culture, clear values, and a sense of humor go a long way in a demanding industry. |
Thursday April 9, 2026
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Chris Bennett began his career as a trader at the age of fifteen in the commodities futures markets, starting with a small stake he had saved up from mowing lawns in the neighborhood. After receiving his degree in Economics from the University of Michigan, Chris began his over 30-year career in mortgage banking as a trader with a mid-sized bank and later as head of Capital Markets for a nationwide independent mortgage company. In 2001 he founded the hedge advisory firm Vice Capital Markets, now in its third decade of service to mortgage lenders of all types and sizes across the country. Chris is responsible for having pioneered now industry-standard advancements in pipeline shock analysis, which account for changes in servicing values for incremental changes in underlying MBS pricing, and in 2023 Vice Capital crossed the $1 Trillion mark in mortgage and MBS trading. Chris has given numerous talks on current US and global economic conditions as well as Federal Reserve and other central bank monetary policies and implications for the future direction of interest rates and continues to serve clients as Chairman of the firm. |
Thursday April 16, 2026
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Built CEO, Chase Gilbert co-founded Built in 2014 with the goal of leveraging technology to improve outcomes within construction and the broader real estate industry. Chase and his co-founders had a particular focus on improving collaboration, transparency, and cash flow among key stakeholders. Before starting Built, Chase launched his career in the restaurant industry as an owner-operator, where he experienced the value of utilizing systems to drive better outcomes. Chase earned his Bachelor’s degree in finance and international business from the University of Tennessee. While attending, he was an active member of the Global Leadership Scholars Program, Advisory Board, Leadership Committee, and Faculty Awards Committee. |
Thursday April 23, 2026
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Jim Parrott is a nonresident fellow at the Urban Institute and owner of Parrott Ryan Advisors, which provides strategic advice on housing finance issues to financial institutions active in the primary and secondary mortgage market. Before joining Urban in 2013, Parrott spent several years in the Obama White House as a senior adviser at the National Economic Council, where he led the team of advisers charged with counseling the cabinet and president on housing issues. He was on point for developing the administration’s major housing policy positions; articulating and defending those positions with Congress, the press, and public; and counseling White House leadership on related communications and legislative strategy.
Before his time in the White House, Parrott was counsel to Secretary Donovan at the US Department of Housing and Urban Development. Before that, he was a litigator, first in New York with Sullivan and Cromwell, and later in North Carolina with Smith Anderson. Parrott has a BA in philosophy from the University of North Carolina, an MA in philosophy from the University of Washington, and a JD from Columbia Law School. He was a Peace Corps volunteer and served in Sri Lanka. He currently serves on the local advisory board of the Ackland Museum of Art in Chapel Hill, NC. |
Thursday April 30, 2026
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Alberto Piña is the CEO of PorchPass™, a pioneering fintech company designed to revolutionize the manufactured home financing landscape. Under Alberto’s leadership, the company is redefining affordable homeownership by streamlining land acquisition and construction financing for factory-built homes. A seasoned entrepreneur and advocate for accessible housing, Alberto applies a deep understanding of technology, finance, and underserved markets to bridge gaps in the $20 billion+ factory-built housing sector. By making processes faster, simpler, and more cost-effective, he’s creating new pathways to homeownership where conventional models often fall short. |
Thursday May 7, 2026
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Melanie Coulton, Tammie Gravlee, and Deborah (Deb) Jones bring decades of leadership across correspondent lending, bank mortgage operations, and capital markets to the table. Together, they represent a cross-section of the mortgage ecosystem that spans sales, execution, advocacy, and secondary strategy at a time when experience and perspective matter more than ever.
Melanie, CMB®, is a Regional Vice President in Plaza Home Mortgage’s National Correspondent Division, working with lenders across the East Coast to provide flexible execution, delegated authority, and repurchase protection solutions. Beyond correspondent sales, she is deeply involved in industry advocacy and education through leadership roles with the CMB Society, Mortgage Action Alliance, and multiple MBA organizations. Tammie, CMB®, is President of Mortgage at Bank of Tennessee, where she leads teams focused on delivering precise, relationship-driven lending solutions. With more than a decade in mortgage banking, she is known for fostering collaboration, driving operational excellence, and building cultures rooted in integrity and sustainable growth. Deb, CMB®, brings more than 35 years of experience in mortgage banking with deep expertise in secondary and capital markets. In her role overseeing pricing, hedging, investor relations, and portfolio strategy, she is also an active industry leader and frequent speaker on policy issues and their impact on the secondary market. |
Thursday May 14, 2026
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Kevin Peranio, Chief Lending Officer and partner at PRMG, is an active executive leader in the mortgage industry. He oversees all production and works with both the sales and operations teams. His primary goal is to enhance the overall customer experience when doing business with PRMG. This includes creating robust reporting features, consumer-facing activities, and modern lending technology, ensuring accountability at all layers and levels of the process.
Since joining PRMG in 2010, Kevin led the Southeast Region to become the #1 Ranked Region for PRMG, reaching this milestone in record time. This achievement ultimately propelled Kevin to become one of the youngest partners at PRMG. Kevin is also a four-time president's cabinet member and was recognized by NMP as one of the top 40 under 40. He is a national speaker within the mortgage industry and has been interviewed on several podcasts and is a regular speaker at industry events. |
Thursday May 21, 2026
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Kate deKay is the CEO of Eustis Mortgage Corporation, where she leads the Eustis Family of Companies' brands and carries forward a third-generation legacy in mortgage banking. With deep roots in the industry and a forward-looking mindset, Kate brings a fresh perspective to building best practices, improving efficiency, and keeping the customer experience at the center of every decision.
Known for her hands-on leadership style and passion for the front end of the business, Kate has guided Eustis through meaningful technology adoption and process improvements that make homeownership more accessible and affordable. Her focus on empowerment, collaboration, and listening to her teams reflects a leadership philosophy rooted in trust, ensuring both customers and employees are well served as the company continues to evolve. |
Thursday June 11, 2026
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Glenn is the Owner and CEO of FirstTrust Home Loans, Inc., which he founded as “First Arkansas Financial” in 2003. He is an innovative and passionate leader who has led the growth and transitions of his company to the success it is experiencing today. Glenn has an outstanding track record for developing business and strategic relationships for his own company and other companies he has been a part of. He enjoys providing a platform for those that work with and for him to develop their careers and their success both professionally and personally. FirstTrust Home Loans, Inc. is active in many Southern & Midwestern States and continues to strategically grow across it’s region each year. |
Thursday June 18, 2026
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Kathy Kraninger is President and Chief Executive Officer of the Florida Bankers Association (FBA), a trade association that, through advocacy, education, and engagement, supports Florida bankers in better serving their customers and communities. Established in 1888, FBA today represents more than 150 banks of all sizes operating in the state of Florida and their 134,000+ dedicated employees.
Prior to joining the FBA, Kraninger had a distinguished public-sector career. Appointed by four Presidents to government posts and confirmed by the U.S. Senate, Kraninger has been a trusted counselor and advisor to cabinet members and members of Congress of both parties for decades – focused on problem solving over politics and outcomes over credit. As Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, Kraninger made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation and leading through the economic uncertainty of the global pandemic. In that role, Kraninger also served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council. |
Thursday June 25, 2026
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Joe DeDominicis is an accomplished leader in the mortgage industry with over 34 years of experience. Throughout his career, he has held significant senior leadership positions across mortgage lending, financial institutions, and mortgage servicing firms. His extensive expertise spans accounting and finance, risk management, operations, technology, and compliance. Joe resides in north Atlanta with his wife and son. Outside of work, he enjoys traveling, exploring new restaurants, supporting Philadelphia sports teams, and attending his son’s soccer games. He holds a bachelor’s degree in accounting from the University of Maryland at College Park and is a licensed CPA (inactive). |
Thursday July 2, 2026
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With an unmatched drive and a legacy of leadership, Kim Nelson is the visionary founder and CEO of BankSouth Mortgage. Her journey began in 1986, and just over two decades later—amid the height of the financial crisis—she launched her own company with a bold promise: to redefine the mortgage experience with excellence, resilience, and heart.
Kim’s career is a testament to that vision. From achieving over $220 million in annual production to earning national recognition—including top rankings by Mortgage Originator Magazine and the Mortgage Bankers Association—her impact on the industry is undeniable. Known for her tenacity, loyalty, and strategic insight, Kim blends bold innovation with deep empathy to guide teams, grow businesses, and deliver outstanding customer outcomes. Recognized as a 2022 and 2025 HousingWire “Woman of Influence,” Kim is celebrated for her trailblazing leadership, market insight, and dedication to elevating the mortgage experience. Since 2019, she has also served on the ICE Mortgage Technology Executive Advisory Board, where she contributes her expertise to help shape the future of mortgage innovation. |
Thursday July 23, 2026
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Ashlee Randall is the SVP of Product Development and Strategy at Class Valuation, one of the nation's leading appraisal management companies. With over 15 years of experience driving innovation in mortgage operations and valuation technology, Ashlee leads strategic initiatives that modernize the appraisal process and improve outcomes for lenders, borrowers, and appraisers alike. She actively participates in GSE working groups on UAD 3.6 implementation and is a frequent voice on appraisal modernization. |
